Creative Financing Explained: DSCR, Hard Money, and Why Rate Isn't Everything with Fred SaintAmour

Podcast: Rental Property Owner & Real Estate Investor Podcast · Rental Property Owners Association (RPOA) with Brian Hamrick

Opublikowano: 2026-04-27

Too many investors chase interest rates and ignore structure. They worry about an eighth of a point while overpaying on taxes, misunderstanding underwriting, or choosing the wrong loan product entirely. In this episode, Fred SaintAmour of Boathouse Commercial Funding Group breaks down how lenders actually assess risk and why most investors misunderstand leverage. We cover: How debt service coverage ratio (DSCR) loans really work When hard money makes sense — and when it doesn't Why collateral and marketing time matter more than you think What immediately di...