Why Waiting Until 70 for Social Security Can Backfire (And the Question to Ask Instead)

Podcast: Stay Wealthy Retirement Podcast · Taylor Schulte, CFP®

Opublikowano: 2026-05-07

The math behind "wait until 70" for Social Security is real. Hold off claiming from 62 to 70 and your monthly benefit climbs by roughly 77%. So why would anyone walk away from a number that big? The short answer is that the standard break-even analysis only measures one variable. And for retirees with healthy pre-tax savings, there are other factors at play that can make "waiting" a more expensive decision than it looks. In this episode, I'm turning the mic over to Josh Rendler — a partner at our firm — who walks through a cas...