3 Roth IRA Rules You Need to Know

Podcast: Managing Your Financial Future with Lucia Capital Group · Lucia Capital Group

Opublikowano: 2026-06-02

Roth IRAs are pretty simple in structure: Pay taxes now, enjoy tax-free income later. It’s one of the most appealing concepts in retirement planning. But like most things in the tax world, the details matter, and missing them can lead to unexpected taxes at exactly the wrong time. What does it really take to make your withdrawals completely tax-free? How do the different five-year rules actually work, and why do they trip so many people up? And what happens to a Roth IRA after you’re gone… does it stay tax-free forever, or are there strings attache...