TheBitCast

Open Banking APIs Transform Fintech | Christie Kristensen

Podcast: Curiosity Code Podcast · Alex Khomyakov

Opublikowano: 2026-06-30

Lovely listener, share with us your thoughts! Open banking APIs revolutionized how banks and fintechs collaborate. Christie H. Kristensen from Danske Bank shares insider strategies on API infrastructure, real-time settlement, and the data governance decisions that make or break fintech startups. Discover why smaller fintechs must build for real-time settlement, when to build vs. buy third-party solutions, and how APIs transformed consumer behavior in banking. ⏱️ KEY TOPICS & TIMESTAMPS 0:00 Introduction 5:45 When banks realized they could become consumers of APIs, fintech movement thrived 10:46 Smaller fintechs have to build infrastructure supporting real-time settlement ...