Are You Under Insured? Why Your Million Dollar Policy Might Only Pay $660K!

Podcast: Mont Wealth - "Pizz-Spectives" - Investing & Wealth Creation Strategies · Mont Wealth Advisors

Opublikowano: 2026-07-16

Rob Pizzichetta (Mont Wealth) interviews Chris Filer (Austbrokers Countrywide), a commercial insurance broker with 15 years’ experience and host of the “Another Bald Broker” podcast, about why insurance premiums have been rising and what consumers and business owners can do about it. Chris explains key drivers including inflation, supply chain issues, and local catastrophes like floods, bushfires and cyclones, with many premiums rising 5–10% while commercial property rates have recently plateaued and may be negotiated down. They discuss the value of brokers in advising on cover, navigating sub-limits and exclusions (e.g., jewellery item limits), managing claims, and avoiding underinsurance as rebuildi...