Present Bias: Why Your Future Self Keeps Losing the Argument

Podcast: Money Lessons with Andrew Temte, PhD, CFA · Andrew Temte

Opublikowano: 2026-08-15

In this episode of Money Lessons, Andy turns from the map of your personal economy to the thing that moves money across it — decisions. He explains why good and bad decisions never arrive in the same size, and why one large mistake can undo a decade of quiet good ones. The centerpiece is present bias, the mental shortcut that treats anything happening right now as far more important than the same thing months from now, illustrated by a study of 7,752 health club members who left roughly six hundred of every fourteen hundred dollars on the tabl...