New Lender Guidelines Will Have A HUGE Impact on Condos - EP235

Podcast: The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates · Josh Lewis & Jeb Smith | Real Estate, Mortgage & Housing Market Experts

Opublikowano: 2026-08-17

Thinking about buying a condo? New lending rules from Fannie Mae and Freddie Mac could make getting a mortgage on certain condos more difficult, and first-time home buyers need to understand the risks before making an offer. In this episode of The Educated HomeBuyer, Jeb Smith and Josh Lewis break down the major changes affecting condo financing, including stricter HOA financial reviews, reserve requirements, deferred maintenance, structural inspections, insurance requirements, and the elimination of the limited review for most condo projects. These changes are designed to uncover problems before you buy, but they could also cause more...