Contractor Insurance Up 22%, Rate Cuts, and AI Answering Services

Podcast: The Deconstruction Podcast · Jobtable

Opublikowano: 2026-08-21

Your general liability premium went up again this year, and unlike tariffs, there's nobody to blame and no easy way to put it on an invoice. The average GC doing $5M in revenue is paying about $48,000 more in premiums than they were two years ago. Most contractors are absorbing all of it. Kosta and Johny break down what's actually driving the increase, including the new coverage requirements (pollution and cyber) that builders are starting to demand on startup documents. Johny walks through what happened when he finally took a 15-year insurance relationship to market after another 20% hike...