E771 — Europe's SME Credit Gap Is an Underwriting Problem

Podcast: Startuprad.io™ – Europe’s Voice on Startups, VC, Innovation & Growth · Startuprad.io™ – Europe’s Voice on Startups, VC, Innovation & Growth

Opublikowano: 2026-08-27

Europe’s small business credit gap is not a shortage of money. It is a shortage of any cheap way to underwrite borrowers who are all different from each other. Patrick Stäuble founded Teylor in Zurich seven years ago. It lends to small and medium-sized businesses, factors invoices, runs a private debt vehicle, and licenses its lending software to banks including Landesbank Baden-Württemberg. Since 2024 it has acquired the listed German lender creditshelf, grenke’s factoring business across five European markets, and Düsseldorf software firm CapeTec — three deals in eighteen months, no capital increase for the third...