Live Oak Bank's BJ Losch on why AI is an accelerant, not a strategy

Podcast: Tearsheet Podcast: Exploring Financial Services Together · Tearsheet Studios

Opublikowano: 2026-08-26

Most banks seem to chase small business customers as one segment among many. Live Oak Bank was built around a bet that specializing beats generalizing — and it started about as narrow as a bank can start, lending only to veterinarians. Today, Live Oak has grown that thesis into 40 verticals, holds the top spot among all SBA 7(a) lenders by dollar volume, and has done it all without a single branch. My guest is BJ Losch, president of Live Oak Bank. Live Oak has never had a physical location, yet its people travel the country to sit across the table from cu...