The Hidden Connection Between Your 401(k) and Social Security

Podcast: Protect & Grow · Tim Stearns

Opublikowano: 2026-08-29

Are your 401(k) withdrawals silently increasing the taxes on your Social Security benefits? Many retirees view Social Security and tax-deferred accounts (like 401(k)s and traditional IRAs) as completely separate systems, but decisions made in one directly impact the other. In this episode of Protect and Grow Chicagoland Retirement, host Peter talks with Tim Stearns, CFP®, founder of TJ Stearns, Inc., to discuss how to coordinate your retirement income streams, minimize taxation, and build a lasting financial blueprint. Key Topics Covered: Earnings Baseline: Why pre-tax 401(k) contributions during your career do not reduce y...