The 20% Down Myth That Keeps Renters Renting

Podcast: Solving America's Problems · Jerremy Alexander Newsome & Dave Conley

Opublikowano: 2026-09-02

There are twelve down payment assistance programs in Austin and Travis County alone, and JD Cobb says almost nobody asks. He names TSAC and TDHCA, which cover three to five percent down, plus a mortgage credit certificate he can count as monthly income. He tells Jerremy Alexander Newsome and Dave Conley that a soft credit pull costs the buyer nothing and that he'll pay to rescore a client's credit himself. He calls out new-build "incentives" as money rolled straight back into the loan. In the lightning round he names the biggest myth his clients believe — that they need twenty pe...