Counting the Costs of Retirement: How to Avoid Financial Surprises

Podcast: Protect & Grow · Tim Stearns

Opublikowano: 2026-09-05

Retirement isn't expensive because of one big bill—it's the accumulation of all the small, ongoing expenses that continue even after your paycheck stops. In this episode of Protect and Grow, certified financial planning professional Tim Stearns, CFP (founder of TJ Stearns, Inc.), breaks down the true cost of retirement and how to prepare for a 30+ year income plan. Key Topics Covered in This Episode: Housing & Maintenance: Why a paid-off home isn't free (taxes, HOA, repairs, and insurance). Food & Utilities: How everyday inflation and lifestyle choices compound over decades. Transportation: Budgeting fo...