The Truth About TFSA Trading: What the CRA Doesn't Tell You

Podcast: The Beavis Wealth Podcast · Brandon Beavis, Marc Beavis

Opublikowano: 2026-09-03

Most Canadians think there's a specific number of trades that gets your TFSA flagged by the CRA. There isn't one, and a 2023 Tax Court of Canada ruling shows why that whole framing misses the point. Fareed Ahamed put $15,000 into his TFSA between 2009 and 2011. By the end of 2011, it was worth $617,371. The CRA reassessed those gains as business income, the Tax Court agreed in 2023, and the Federal Court of Appeal upheld the decision in 2024. I break down what the court actually looked at: frequency and volume of trades, how long positions were held, the trader's own...