The 65% of Homeowners Who Will Never Sell

Podcast: Solving America's Problems · Jerremy Alexander Newsome & Dave Conley

Opublikowano: 2026-09-08

Jerremy Alexander Newsome challenges Daniel Sosa to steelman the case against his own industry: don't easier loans just inflate prices further? Daniel doesn't dodge it — he says 65% of homeowners today sit below a 4% rate and have zero incentive to sell, while an estimated 5 million buyers wait on a market short roughly 3 million homes. He lays out why a 2008-style crash can't repeat, since 97% of today's loans are fully documented and fixed-rate instead of the adjustable "ticking time bombs" that caused the last one. And he describes turning away a police officer earning $300K who technically qualified for a $1.7 million ho...