33 | The Budget Line Item That Changed Everything and How It Became One of My Favorite Savings Hacks

Podcast: Finance for Christian Moms | Save Money, Debt Free, Investing for Beginners, Cash Flow, Build Wealth · Carolina Martinez ChFC® - Christian Financial Coach

Opublikowano: 2026-09-16

Last year I added a line item to our budget called "I Said No." And it has saved me hundreds of dollars. In this episode I am walking you through exactly how it works because as someone who is not a natural saver and genuinely loves a nice lunch and a good coffee, white knuckling my way through spending cuts was never going to work for me. So I made saying no feel exciting instead. This is not a deprivation episode. I literally went to Starbucks the day I recorded this...