3 Things RMD Timing Actually Affects (And How to Choose Your Schedule)

Podcast: Stay Wealthy Retirement Podcast · Taylor Schulte, CFP®

Opublikowano: 2026-09-17

Once required minimum distributions begin, the IRS decides how much comes out of your IRA each year. But it doesn't decide when... You can take it all in January, wait until December, or spread it out across the year. At first glance, the choice seems almost meaningless. The required amount is the same, and the distribution still lands in the same tax year. But the timing can matter in ways that aren't always obvious. And even if you're years away from taking RMDs, this is a decision...