Ep. 1981: Money Questions, Sorted

Podcast: Talking Real Money - Investing Talk · Don McDonald

Opublikowano: 2026-09-18

Friday’s listener questions cover the kind of decisions that sound simple until the details arrive. Don weighs the ease of Vanguard’s total bond fund against building a Treasury ladder, and explains why convenience can be a perfectly sensible investment feature. Then it’s overseas: how much international stock exposure belongs in a diversified portfolio, and why no single U.S./international split is scientifically “right.” The show also sorts out HSA investing, beneficiaries, and the rule for holding more than one HSA. Finally, Don explains why a large RMD and tax puzzle needs a real wri...