The Hidden Reality of Healthcare Costs in Retirement

Podcast: Protect & Grow · Tim Stearns

Opublikowano: 2026-09-19

Many pre-retirees assume that Medicare will seamlessly cover all their medical needs in retirement. In this episode of Protect and Grow, Certified Financial Planner™ Tim Stearns busts common healthcare misconceptions and breaks down the true, out-of-pocket costs retirees face. From Medicare premiums, deductibles, and IRMAA surcharges to coverage gaps like vision, dental, and long-term care, Tim explains why healthcare planning and tax planning must go hand-in-hand. Tune in to learn actionable strategies—including hybrid insurance policies and HSAs—to help shield your retirement savings from unexpected medical expenses. For more updates on when Tim Stearns upload...