Net Unrealized Appreciation: The 401(k) Tax Trick You're Missing

Podcast: 1715 Treasure Coast Financial Wellness with Thomas Davies · Davies Wealth Management

Opublikowano: 2026-09-25

Send us Fan Mail Most retirees rolling over a 401(k) assume the IRA rollover is the smartest move — but for executives and long-tenured employees holding company stock, that assumption could cost hundreds of thousands of dollars in unnecessary taxes. In this episode, we break down Net Unrealized Appreciation, or NUA, the retirement tax strategy that most financial professionals never mention. NUA allows you to move appreciated company stock out of your 401(k) and pay long-term capital gains rates instead of ordinary income tax — a distinction that can dramatically change your retirement financial planning outcome. We walk through how it w...