Credit Utilization Explained: The 1% to 9% Credit Score Sweet Spot

Podcast: Becoming Financially Confident · Ralph V. Estep, Jr.

Opublikowano: 2026-09-30

Hosts: Ralph Estep Jr., LPA & Juliet, first-time entrepreneur In this episode of Becoming Financially Confident, Ralph Estep Jr. explains Why parents should put a simple written agreement in place before an adult child moves back homeCollege freshman money skills: Needs versus wants, compound growth, and responsible credit card use.Medicaid family caregiver programs: How family caregiver pay may work in some states and why approved hours, paperwork, and state oversight matter.Credit utilization: What your credit utilization ratio means, why it matters, and strategies discussed for lowering it. Have a money question for Ralph?<...