Financial Social Worker Explains Why Your 'I Don't Have Enough' Is Usually Wrong

Podcast: Money Talk With Tiff · Tiffany Grant

Opublikowano: 2026-06-25

I bought pizza last night. House full of groceries. Zero capacity to cook. Then guilt. Sound familiar? Financial social worker Shirria McCullough, LCSW says this isn't failure — it's data. And the data looks very different depending on whether you're 24 or 42. In this episode, we break down what survival mode spending actually looks like: Gen Z — impulsive Klarna purchases, DoorDash three times a day, buying convenience because figuring out groceries requires mental real estate you don't have. Millennial moms — overcompensation spending. The expensive party because you feel like you're not "mommyi...