[Series 66] 14, Annuities and Life Insurance Tradeoffs

Podcast: Open Exam Prep · Ran Chen, EA, CFP®

Opublikowano: 2026-10-07

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: • Differences between fixed, variable, whole, universal, and term insurance contracts. • Longevity risk vs premature death protection decision framework. • Taxation of non-qualified annuity distributions under LIFO rules. • Federal tax guidelines for Section 1035 tax-free insurance exchanges. • NASAA model rules regarding suitability and variable product recommendations. For independent exam preparation resources, visit https://open-exam-prep.com/practice/se...