Ep. 1994: The $31,000 Advice Bill

Podcast: Talking Real Money - Investing Talk · Don McDonald

Opublikowano: 2026-10-07

Don and Tom unpack what financial advice should cost after a retired couple discovers they’re paying $31,000 a year. They compare fee-only, fee-based, and commission models, explain how hidden fund expenses compound the damage, and show why every advisor should disclose the full all-in cost. Listener questions cover the Avantis balanced fund, building retirement income from a total-return portfolio, and where bonds belong across taxable and retirement accounts. They also compare qualified charitable distributions, donor-advised funds, and charitable gift annuities—and explain why complexity and guarantees can hide expensive tradeoffs. 0:41 Cajun opening 2:50 What...