Human Capital: Your Earning Power Is Your Biggest Asset

Podcast: Money Lessons with Andrew Temte, PhD, CFA · Andrew Temte

Opublikowano: 2026-10-10

In this episode of Money Lessons, Andy turns from what you earn this year to what you can earn over a working life. He defines human capital — the competence, experience, and health an employer or customer will pay for — and measures it against the asset most families count as their largest, home equity. Drawing on the Federal Reserve's survey of family finances, Georgetown's lifetime-earnings estimates, and the World Bank's wealth accounts, he shows why earning power is the largest asset most people will ever own, even though it never appears on a personal balance sheet. H...