Protect & Grow: Maximizing Your Social Security Benefits with Tim Stearns

Podcast: Protect & Grow · Tim Stearns

Opublikowano: 2026-10-10

In this episode of Protect and Grow Chicagoland Retirement, host Peter and Tim Stearns, CFP®, tackle one of the single biggest financial choices you'll make: when and how to claim Social Security. Because you only get one shot at an ideal retirement, taking a knee-jerk approach to claiming can lead to permanent benefit reductions and lifelong regrets. Tim breaks down the trade-offs between claiming early at age 62 versus waiting until Full Retirement Age (FRA) or age 70 for delayed retirement credits. They discuss average life expectancies, break-even calculations, and the hidden cost of early claiming—including a National Bur...