[Series 66] 19, Time Horizons Liquidity and Life Events

Podcast: Open Exam Prep · Ran Chen, EA, CFP®

Opublikowano: 2026-10-12

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: • How time horizons differ between a client's overall life stage and specific goal-based capital allocations. • The definition of liquidity and why illiquid investments are unsuitable for short-term liabilities. • Key life events that require an investment adviser representative to update a client investment profile. • Why recommending equity investments for short-term capital needs is a frequen...