The 5 C's of Farm Lending - Credit Decisions

Podcast: Farm4Profit Podcast · David Whitaker, Corey Hillebo, Tanner Winterhof

Opublikowano: 2026-10-14

Farmers don't need perfect financial statements to qualify for financing, but they do need to understand their numbers. Erin, who brings approximately 27 years of agricultural finance experience and a background in cattle ranching, explains why preparing for next year's operating loan should begin before harvest is finished. That means updating balance sheets, profit-and-loss statements, tax information and projections while making sure lenders have a complete picture of equipment purchases, outstanding obligations, grain inventories and pre-sold bushels. Surprises halfway through the loan process can create unnecessary problems. A central part of the conversation is the five C's of...