What to Do When Your Commercial Loan Is Maturing

Podcast: The Commercial Real Estate Investor Podcast · Tyler Cauble

Opublikowano: 2026-09-03

Key Takeaways Start planning for your loan maturity 18 months out. That gives you enough time to evaluate your options, negotiate with lenders, and strengthen the property before you’re under pressure. Your loan term is not your amortization. A commercial loan might amortize over 20–25 years but still balloon after five years, leaving a significant balance to refinance. DSCR is one of the most important numbers in a refinance. Your payment history helps, but the property still needs enough NOI to support the new debt at today’s rates. Higher interest rates can co...