[Series 66] 24, Traditional and Roth IRA Decisions

Podcast: Open Exam Prep · Ran Chen, EA, CFP®

Opublikowano: 2026-10-17

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: * Core tax differences between Traditional and Roth IRAs under federal tax law. * Contribution eligibility, income phase-out rules, and aggregate annual contribution limits. * Distribution requirements, including RMD rules at age 73 for Traditional IRAs and Roth exemptions. * How an IAR evaluates current versus projected retirement tax brackets to recommend the appropriate IRA strategy. * Common e...