5 Ways Buyers Can Use 7.5% Rates to Their Advantage

Podcast: The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates · Josh Lewis & Jeb Smith | Real Estate, Mortgage & Housing Market Experts

Opublikowano: 2026-10-19

Buying a home at 7.5% can be a smart move, even while other buyers wait for mortgage rates to drop. Less competition and motivated sellers can give prepared buyers more room to negotiate a lower purchase price, closing cost credits, and mortgage rate buydowns. For first-time home buyers, those opportunities can make a real difference in the upfront cost of buying a house. In this episode of The Educated HomeBuyer, Jeb Smith and Josh Lewis explain how to approach buying a home with higher mortgage interest rates, use seller concessions strategically, and decide whether buying now fits your...