[Series 66] 28, Account Ownership and Beneficiary Choices

Podcast: Open Exam Prep · Ran Chen, EA, CFP®

Opublikowano: 2026-10-21

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: * Differences between individual, JTWROS, and Tenants in Common account registrations. * How Transfer on Death (TOD) designations bypass probate and override instructions in a will. * The critical distinction between lifetime Power of Attorney authority and TOD beneficiary rights. * Account documentation rules for corporate, partnership, and fiduciary trust accounts. * A decision rule for identifying s...