How Stop-Loss Captives Help Employers Manage Healthcare Costs

Podcast: The Edge of Risk Podcast by IRMI · irmi

Opublikowano: 2026-10-21

As healthcare costs continue to rise, employers are exploring stop-loss captives as a way to gain greater control over healthcare risk, improve cost predictability, and strengthen their employee benefits strategies. In this episode of The Edge of Risk, host Joel Appelbaum speaks with Nikita Chaudhry, principal and senior actuary at Windsor Strategy Partners, and Tanya Arrowsmith, senior vice president at Crum & Forster, representing the Self-Insurance Institute of America. They explain how stop-loss captives work, what makes an employer a suitable candidate, and how these arrangements can evolve beyond financing large claims to support broader healthcare management objectives. ...