E171 | What Your Lender Wants to See: Ag Lending, Input Shocks, and Building Net Worth With Luke Schultz

Podcast: Legacy Farmer The Podcast · Jace D. Young

Opublikowano: 2026-10-23

Luke Schultz has spent 25 years in ag lending while helping run his family's 5th-generation Kansas cattle ranch. Now with Conterra Ag Capital, he breaks down how input price shocks can make an operation unbankable fast, why cow-calf producers are in the driver's seat right now, and exactly what impresses a lender: a verified balance sheet, a borrowing base, budgets tracked against actuals, monthly income and expense records, and a 1–5 year plan. Your lender is going to look at your numbers either way. If you want to walk in with a clear budget and a plan, call us at...