Direct Indexing vs ETFs: Fixing a $1.8M Portfolio

Podcast: Money Matters by Allworth Financial · Allworth Financial

Opublikowano: 2026-10-24

When your retirement savings cross the seven-figure mark, the simple strategies that got you there might actually cost you money in taxes. In this episode, Scott and Pat explain why a high earner with a $1.8M portfolio needs to move beyond basic target-date funds and ETFs into direct indexing—plus when to pay off low-interest debt, how to pass down wealth, and when you can finally afford to spend more. Scott and Pat also cover: The 3.25% Mortgage Dilemma: Should you accelerate payoff on low-interest debt when Treasuries yield 5%? Transitioning from Saving to Spending: A...