Ep. 2011: Four Questions Before Halloween

Podcast: Talking Real Money - Investing Talk · Don McDonald

Opublikowano: 2026-10-30

On Halloween Eve, Don takes four listener questions about starting young, retiring early, managing risk, and making the most of Social Security. The costumes may be spooky, but the answers are practical. First, he weighs whether an 18-year-old without earned income should keep an Acorns account or move to a taxable brokerage account. Then he explains why someone retiring before 59½ may still benefit from pre-tax workplace contributions, with Rule 72(t) and Roth basis providing potential bridges. Don also looks at how much investment risk makes sense when pensions and Social Security already cover most spending, a...